of mortgage files
show occupancy inconsistencies discovered only after default, when recovery options are already narrow.
— 00 — PROOF OF RESIDENCE
Documented proof of where people actually live — and who shares the home.
ResidenceProof independently verifies declared residential addresses and household composition — cross-checked against registries, utility footprints and field confirmation — so underwriting, claims, and eligibility decisions rest on evidence instead of self-declarations.
● SIGNED CONSENT REQUIRED● IMMUTABLE AUDIT LOG● TRI-OUTCOME VERDICT
Every check starts with a real person saying yes.
ADDR-2291-0044
4307 Avenue G
Austin, TX 78751
30.3113° N · 97.7330° W
VERIFIED — 3-SOURCE MATCH
- ● Change-of-address registry
- ● Utility connection footprint
- ● Property roll
ADDR-2291-0044 · AUSTIN TX · VERIFIEDHHLD-2291-0119 · COLUMBUS OH · VERIFIEDADDR-2291-0162 · TAMPA FL · FIELD VISITHHLD-2291-0208 · SACRAMENTO CA · VERIFIEDADDR-2291-0271 · AUSTIN TX · DISCREPANTHHLD-2291-0304 · BOISE ID · VERIFIEDADDR-2291-0044 · AUSTIN TX · VERIFIEDHHLD-2291-0119 · COLUMBUS OH · VERIFIEDADDR-2291-0162 · TAMPA FL · FIELD VISITHHLD-2291-0208 · SACRAMENTO CA · VERIFIEDADDR-2291-0271 · AUSTIN TX · DISCREPANTHHLD-2291-0304 · BOISE ID · VERIFIED
For businesses
Make decisions on facts, not forms.
Order a consent-based check in minutes and get a clear, reviewed answer about where your customer lives.
How it works for businesses
For individuals
Got a request? You stay in control.
Say yes or no, add your own documents for free, and see your result — all from your phone.
How it works for individuals— 01 — THE PROBLEM
Declared addresses are cheap to claim, costly to get wrong.
annual leakage
estimated across U.S. insurance and benefit programs from misrepresented residence and household size.
average delay
when address disputes surface at audit instead of at onboarding — the cheapest moment to catch them.
— 02 — CORE SERVICES
Evidence-driven verification for the decisions that cost the most to get wrong.
NO. 01
Current Address Verification
Confirms that the subject presently resides at the declared address. We triangulate postal registry data, utility connection footprints, and — where required — a documented field visit with timestamped photographic evidence.
- ● Change-of-address registry
- ● Utility connection footprint
- ● Geotagged field evidence
TAT · 48HCONFIDENCE · 99.1%
NO. 02
Household Composition
Establishes who actually lives at the address: adults, dependents, and declared versus detected occupants. Built for benefit eligibility, dependent claims, and multi-occupancy underwriting.
- ● Occupant count reconciliation
- ● Dependent documentation
- ● Undeclared-occupant signals
TAT · 72HSOURCES · 2 MIN.
NO. 03
Occupancy Status Confirmation
Owner-occupied, rented, vacant, or misrepresented. Occupancy misstatement is the single largest driver of early-payment default in residential lending — we confirm it before you close.
- ● Owner / renter classification
- ● Vacancy & abandonment signals
- ● Short-term-rental sweep
TAT · 48HEVIDENCE · PHOTO
NO. 04
Continued Residence Monitoring
A one-time check decays. Our monitoring program re-verifies on a quarterly cadence and flags address drift, new occupants, or vacancy signals the moment they appear in the data.
- ● Quarterly re-verification
- ● Address-drift alerting
- ● Portfolio exposure dashboard
CYCLE · QUARTERLYDELIVERY · API
WHERE IT'S USED
NO. 01
Underwriting & Rating
Confirm the garaging address and true resident count before a policy binds, so risk is priced on where people actually live.
● Registry match● Occupancy signal
NO. 02
Claims Investigation
Reconstruct documented residency and household facts for suspicious losses, post-loss occupancy, and residency disputes.
● Timeline evidence● Field confirm
NO. 03
Program Eligibility
Reconcile the declared household roster against evidence for benefit, subsidy, and dependent-coverage determinations.
● Roster audit● Dependent check
— 03 — THE PROCESS
From self-declaration to a signed, audit-ready report.
STEP / 01
Intake & consent
A case is submitted by console, bulk upload, or API. The subject signs electronic consent, then the declared address and roster lock as the assertion under test.
STEP / 02
Data triangulation
Postal registries, utility footprints, and property rolls are cross-checked. Every signal is logged with source, result, and retrieval time.
STEP / 03
Field confirmation
When signals conflict or risk is high, a vetted agent runs a geotagged visit — reviewed and approved by a separate second operator.
STEP / 04
Assurance report
A signed report issues one verdict — Verified, Discrepant, or Unverifiable — with the full evidence chain, reproducible under audit.
— 04 — COVERAGE & SCALE
A national field network under one evidence standard.
0STATES, LIVE FIELD COVERAGE
0.0MVERIFICATIONS SINCE 2016
0hMEDIAN TURNAROUND
0.0%REPORTS AUDIT-CLEAN
● SACRAMENTO● BOISE● AUSTIN · HQ● COLUMBUS● TAMPA● ALBANY
FIG. 04 — FIELD NETWORK · LIVE COVERAGE, 41 STATES
— 05 — COMPLIANCE
Built to withstand the audit you are dreading.
§ Data minimization
Each case type collects only the fields it needs, retains them only as policy dictates, and purges on a certified schedule.
§ Consent-first field work
Every visit runs under documented consent and state-specific solicitation rules. Agents identify truthfully — no pretexting.
Ready to verify your first address?
Console access is provisioned for approved organizations. Request access and a Super Admin will review your permitted purposes.
