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FUNDAMENTALS

Seasonal and dual residents: verifying people with two homes

Plenty of people genuinely live in two places: retirees who winter somewhere warm, students away for the school year, workers with a second home near the office. Verification has to accommodate them without treating every second address as a red flag.

Primary versus secondary

The question is usually which address is primary for the purpose at hand. Signals such as where tax exemptions are claimed, where the person votes or registers vehicles, and where mail is forwarded seasonally help establish that.

Avoiding false discrepancies

A temporary forwarding request every winter is a pattern, not a move. Good analysis looks at timing and repetition before reaching a conclusion.

Letting the subject explain

A short note from the subject, captured during consent, often resolves dual-residency questions faster than any database.

Verify addresses with evidence, not assumptions.

Consent-first, reproducible verification for your team.

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